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Retirement

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Received today from the UK Pension Service – under the auspices of the Department for Work and Pensions – a notification of the change in State Pension age. The notice contains the following priceless text:

“You may be aware that the law has changed. State Pension age is increasing from 65 to 66. This affects men and women born on or after 6 December 1953.

Our records show that your date of birth is 07/01/1954. Based on this information, the earliest date from which you could be entitled to any State Pension is 06/05/2019. This date is unlikely to fall on your birthday.

 

You don’t say!!

 

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(Last night was Burn’s Night – Slainte Mhor!)

About this time last year Kickass Canada Girl and I came up with a plan. It was a good plan. In fact, we were so impressed with it that we thought it might be The plan!

We own an apartment – a sliver of an old manor house in a small village in Buckinghamshire… 16th century church – pub – cricket club… and not a lot more. I bought the apartment long before Kickass Canada Girl and I met – it being about 5 miles from where I was working at the time. Since then we have both changed jobs and I suddenly found myself commuting into west London – a round trip of about 50 miles. The Girl had to endure a 45 minute drive in the opposite direction.

We were both getting pretty depressed at the amount of time we were spending sitting in traffic rather than being with each other, and we were also becoming seriously exhausted. We needed a plan.

The plan was this… We would sell the apartment and purchase a property in BC. As we wouldn’t be able to move to Canada until my retirement we would let the new house and use the income to fund a rented apartment in the UK – in closer proximity to at least one of our places of employ. When the time came to move we would no longer need to co-ordinate purchases on two continents but could simply terminate rental agreements and move into our house in BC. Genius!

We staged the apartment and put it on the market. We saw somewhere that we liked in a small village in Berkshire… 12th century church – pub – cricket club… you get the picture! We signed the lease.

That was when things started to go awry.

The market collapsed. Eight months and two price reductions later we still hadn’t had an offer on the apartment. With help from good friends we very nearly purchased a house in Victoria during the summer, but without the capital from the sale of the apartment we couldn’t make the numbers work. Having moved into the new apartment in Berkshire we were now having to pay rent on that. Finally, in November we had to acknowledge that we were unlikely to find a purchaser over the winter. We took the apartment off the market and found a tenant for it instead. Not quite according to plan…

Since then Kickass Canada Girl has landed her splendid new job in Victoria and will be moving back there in March. As she is 5 years younger than me (and looks 10 years younger than that!) she will have to work beyond my retirement in any case, so it does all make sense. Unfortunately, though the Berkshire village is pretty close to where she currently works, it is even further away from where I do. My round trip is now 68 miles!

I’m sure you know the Woody Allen quip: “If you want to make god laugh, tell him about your plans”…

 

Har, har, har!

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photo by Brooks Elliott on Flickr

I recently turned 58. Not a major milestone in itself, you might think, but this particular year – 2012 – carries the promise of significant change – and not just for those with an interest in the Long Count calendar.

I have not blogged before. I am not on Facebook. I don’t tweet. I don’t own an iAnything…

This might give a misleading impression. I should own up to having worked in IT for over three and a half decades and to being an IT Director (amongst other things) – though the story of how an arts student came to be so is vaguely interesting in its own right. I write… sometimes for reward – mostly through the need to create. You are probably familiar with this.

This blog will be the record of the latter part of a journey that started 7 years ago, and which will – if all goes to plan (ha!) – culminate in my retirement and move to Canada during 2014. A journey that takes getting on for a decade to complete may appear for much of the time to be making no progress at all but, like the sands in an hourglass though little movement may be manifest my presence here is slowly slipping away even as it grows in Canada.

This journey started in London early in 2005 when I met Kickass Canada Girl. Yes – I know that all Canadian girls kick ass (though I didn’t know that at the time) but even by Canadian standards – this girl kicks ass! She had come to London for a job with the intention of staying maybe a year or two, or perhaps even of moving on to New Zealand. So much for that plan…

At the point at which things turned serious – or turned more serious – and we started talking about moving in together, she asked of me just one thing:

“Will you promise – at some point in the future – to consider… just consider… moving to Canada?”

“Of course”, I said – in the way that chaps do when they perceive a thing to be so far in the future as to not really require consideration at all. After all, I was going to die before I got old!

Then we went to Canada and I fell in love with BC and met all of Kickass Canada Girl’s friends and relations and fell in love with them as well and in 2010 we got married – in Victoria, naturally – and now… we are planning to move our home there.

So why start writing a blog now?

Well – in just over a month from now Kickass Canada Girl goes back to BC to take up her new post as Executive Director of a charity in Victoria. For a number of reasons (in-feasibly decent pension scheme – way too old to get a job in Canada) I will have to stay in the UK until I am at least 60… to be precise, until the end of the academic year in June 2014. The prospect of living on different continents for nearly two and a half years – even taking account of frequent visits in either direction – does not fill either of us with joy, though the goal will, of course, make it all worthwhile.

As I say – a significant change… and one that I want – somehow – to document.

Hence this blog…

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